What we lend on.
Greystone Capital makes secured business-purpose loans in three programs:
- Real-estate-secured bridge — short-term capital secured by real property; first-position liens preferred. $25k–$500k, 3–12 months.
- Asset-collateralized working capital — loans secured by tangible business assets including equipment, inventory, receivables, and select collectibles. $25k–$500k, 3–12 months.
- Short-duration commercial credit — direct commercial loans for established operators with clear repayment paths. $25k–$500k, 3–12 months.
How we underwrite.
We prefer first-position security. We verify the asset before we issue the term sheet. We ask the borrower to walk us through how the loan gets paid back, and the answer must hold up when stress-tested. There are no committees and no loan officers between the borrower and the decision-maker — the principal underwrites every deal personally.
We do not lend without a clear path to repayment. We do not lend on assets we cannot touch. We do not chase deals that require us to bend our underwriting to fit.
Where we lend.
Greystone is multi-state for commercial real-estate-secured and business-purpose loans. We are not a consumer lender and do not hold a state or federal lending license. Loans are subject to underwriting and may not be available in all states.
Out of scope.
Consumer credit. Blind pools. Fund management. Syndication of unfamiliar deals. Equity. Long-duration paper. We are deliberately a small, single-mandate book.